Dive Master Insurance Consultants Ltd. |
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SPECIAL ENDORSEMENTS & WARRANTIES
ENDORSEMENT 1
- Marine Liability
The Insurer will indemnify the Insured for Marine Liability in the terms of this Policy in respect of legal liability for injury or damage arising out of the use of any watercraft not exceeding 15 metres in length which the insured is certified or competent to use and is being used in the course of providing Recreational Watersports Services or as otherwise agreed by the Insurer.
ENDORSEMENT 2 - Compressor Liability
The Insurer will indemnify the Insured for Liability in the terms of this Policy in respect of legal liability for injury or damage arising out of the use of any breathing gas compressor which the insured is certified or competent to use and is being used in the course of providing Recreational Watersports Services or as otherwise agreed by the Insurer .
ENDORSEMENT 3 - Food and Drink
The Insurer will indemnify the Insured or Participant in the Terms of this Policy in respect of legal liability for Injury or Damage arising out of the supply or consumption of any food or drink in connection with the Insured 's activities declared on the Certificate of Insurance attached to and forming part of this policy or as otherwise agreed by the Insurer
ENDORSEMENT 4 - Indemnity to Participants
The Insurer will indemnify Any Participant in any event in respect of Injury or Damage caused to another Participant in any event organised by the Insured , but only if such Participant is not entitled to Indemnity under any other Policy.
ENDORSEMENT 5 - Defective Premises Act 1972
The indemnity provided by this Policy shall extend to include liability arising under Section 3 of the Defective Premises Act 1972 or Section 5 of the Defective Premises ( Northern Ireland ) Order 1975 in respect of the disposal of any premises which were occupied and/or owned by the Insured in connection with the Business but the Insurer shall not be liable in respect of:
(a) the cost of making good replacement or reinstatement of any defect or workmanship giving rise to such liability;
(b) any Damage to such premises.
ENDORSEMENT 6 - Leased and Rented Premises
Section B Exclusion (c) of this Policy shall not apply to Damage to premises leased or rented to the Insured.
Provided always that the Insurer shall not be liable in respect of:
(a) liability which attaches by virtue of a contract or agreement but which would not have attached in the absence of such contract or agreement;
(b) the first £100 (pounds sterling) of Damage caused otherwise than by fire or explosion.
ENDORSEMENT 7 - Car Parks
The Insurer will indemnify the Insured in respect of Damage to any motor vehicle or any contents of or accessory on such motor vehicles.
Provided always that:
(a) such motor vehicle or its content or accessory is not owned by or hired by or on behalf of or lent to the Insured.
(b) This Extension shall not apply to Damage to any motor vehicle or any contents of or accessory on such motor vehicle caused by or arising from or in connection with the moving of any motor vehicle by the Insured or any Employee of the Insured .
ENDORSEMENT 8 - Cloakrooms/Changing Rooms/Equipment Storerooms
The Insurer will indemnify the Insured in respect of Damage to Property deposited in any cloakroom/changing room/Equipment storeroom owned or operated by the Insured.
Provided that:
(a) such property is not owned, hired or borrowed by the Insured;
(b) an attendant shall be on duty therein throughout the whole of the time the cloakroom is in use or adequately locked if unattended.
(c) a disclaimer notice is prominently displayed in or adjacent to the cloakroom/changing room/equipment storeroom.
ENDORSEMENT 9 - Advice
The Insurer will indemnify the Insured in respect of Injury or Damage caused by or arising from any instruction or advice given or lack of advice given by or on behalf of the Insured in the course of providing Recreational Watersports Services
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